*Minimum loan repayment term is 90 days. Maximum loan repayment term is five years. Typical loans are 90 days and cost 3% per month. However, if you need more time to pay the loan off, you can easily extend it every 90 days. Maximum APR is 36%. Example of Maximum APR on our most common loan amount: $50 loan carrying a maximum APR of 36% would cost the borrower $18 per year.